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"The debtor-creditor relation, which is at the heart of this book, sharpens mechanisms of exploitation and domination indiscriminately, since, in it, there is no distinction between workers and the unemployed, consumers and producers, working and non-working populations, between retirees and welfare recipients. They are all 'debtors,' guilty and responsible in the eyes of capital, which has become the Great, the Universal, Creditor." -- from The Making of the Indebted Man
Debt -- both public debt and private debt -- has become a major concern of economic and political leaders. In The Making of the Indebted Man, Maurizio Lazzarato shows that, far from being a threat to the capitalist economy, debt lies at the very core of the neoliberal project. Through a reading of Karl Marx's lesser-known youthful writings on John Mill, and a rereading of writings by Friedrich Nietzsche, Gilles Deleuze, Félix Guattari, and Michel Foucault, Lazzarato demonstrates that debt is above all a political construction, and that the creditor/debtor relation is the fundamental social relation of Western societies.
Debt cannot be reduced to a simple economic mechanism, for it is also a technique of "public safety" through which individual and collective subjectivities are governed and controlled. Its aim is to minimize the uncertainty of the time and behavior of the governed. We are forever sinking further into debt to the State, to private insurance, and, on a more general level, to corporations. To insure that we honor our debts, we are at once encouraged and compelled to become the "entrepreneurs" of our lives, of our "human capital." In this way, our entire material, psychological, and affective horizon is upended and reconfigured.
How do we extricate ourselves from this impossible situation? How do we escape the neoliberal condition of the indebted man? Lazzarato argues that we will have to recognize that there is no simple technical, economic, or financial solution. We must instead radically challenge the fundamental social relation structuring capitalism: the system of debt.
- Sales Rank: #228327 in Books
- Brand: Semiotext e
- Published on: 2012-08-31
- Original language: French
- Number of items: 1
- Dimensions: 7.00" h x .56" w x 4.50" l, .40 pounds
- Binding: Paperback
- 200 pages
- Semiotext e
About the Author
Maurizio Lazzarato is a sociologist and philosopher in Paris. He is the author of Governing by Debt and Signs and Machines: Capitalism and the Production of Subjectivity, both published by Semiotext(e).
Most helpful customer reviews
8 of 8 people found the following review helpful.
Capital has become the Great Creditor, the Universal Creditor
By Amazon Customer
Mr. Lazzarato is a man who should be heard. In his own words, "The debtor-creditor relationship--the subject of this book--intensifies mechanisms of exploitation and domination at every level of society, for within it no distinction exists between workers and the unemployed, consumers and producers, working and non-working populations, retirees and welfare recipients. Everyone is a "debtor," accountable to and guilty before capital. Capital has become the Great Creditor, the Universal Creditor." I have found that there is a refreshingly different angle to criticism of unregulated capitalism that comes from books written by Europeans, especially those with a philosophical bent.
18 of 19 people found the following review helpful.
Should be reqired reading for all high school students
By Blake
Everyone from a farmer to the highest CEO or Politician should have to read this text. It is a blunt and brutal explanations of current monetary system, how we got their and the ideas that have propagated and failed as a whole in the different views of capitalism and its relation to debt and why it has a place in society but why at current it is also become more than a means to replace barter and trade and is now a means of control and sublimation. If you have any interest what so ever in economics, business or personal finance pick this book up. In its place in the series it really stands up and above to be it own separate text, and deserves more attention in society as a whole. Also incredibly good take on Greece and the EU and American financial crisis and where they will most likely go.
0 of 0 people found the following review helpful.
Economist and philosopher Lazzarato engages Deleuze’s work on power to ...
By Steiner
Economist and philosopher Lazzarato engages Deleuze’s work on power to articulate a theory of neoliberalism as a debt economy. Arguing that financial capitalism is structured as an assymetrical relation of debtor and creditor (rather than a market society of exchanges), he argues that neoliberal capital is a system of capital “flows” that have crystallized to capture subjects under unaccountable credit institutions such as the Troika. Tracking the emergence of central bank independence and the concomitant sovereign debt crises in the Eurozone, Lazzarato argues powerfully for a restructuring of the debt economy. To my mind, Deleuze’s notions of capital flows and machinic assemblages do less clarifying work than he believes, but this is nevertheless important reading.
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